Are You Financially Fit?

Are you financially fit? Let me share with you about my experienced before. I had declared bankruptcy in 1993. I am very happy that in 2003 my bankruptcy has been lift up. Now, I am free of debts and start a new one. Of course, this time I am very much careful, I will spend not beyond my means.

I took the test from bills.com they provide a questioner there it’s called Bills IQ. This is all your financial situations. I am glad I took the test because I realized how bad my credit history, I think I need credit a counseling from them. I got a poor result of the test which is 80% C only. I am poor in budgeting, sometimes even my income is not much but I spend more than in my salary. So I ended up by using my credit card.

Now, to answer the question if I am financially fit, I guess not. But I appreciate this website because it makes me think to save money and prepare for my life plan insurance. I am already 42 years old, sometimes I can feel pain in my body but I don’t know what it was, I am scared if it’s serious though. I can’t go to my doctor for some reason, I don’t have insurance. I need to get one because I am getting older.